Multi-Merchant Loyalty
for in-store Payments
Turn everyday in-store payments into customer loyalty, smarter rewards, and recurring revenue for local merchants.
90% SMEs
Lack retention capabilities
70% customers
Don't return after first visit
<10% adoption
Offline SMEs loyalty penetration
Payment Rail Independent Rewards
Pay with any rail — Card, Apple Pay, Google Wallet, Bank Transfer, QR (Scan & Pay).
- ✓ Works across payment rails — no merchant lock-in
- ✓ Cashback and offers applied automatically
Double your Rewards and Cashback
Use EU Pay Modes of In-store Payments - Scan and Pay
A fresh QR is generated for each payment — ideal for fast checkout, accurate amounts, and instant confirmation.
One printed QR for your shop. Customers scan & pay in seconds — perfect for cafés, kiosks, and small retail.
Enter the merchant's EU Pay ID to pay instantly — great for quick transfers and loyalty-linked payments.
System workflow
A layered system that connects banking, intelligence, and payments to trigger rewards automatically.
- Banking Layer
Account authentication & transaction labeling
- Intelligent Layer
AI recommendations & insights
- Payment Layer
Rewards on all payment (QR / Card)
Product Demo
Watch how EUPay connects loyalty, AI insights, and payments to deliver instant rewards and merchant growth
Onboarding Package
Everything you need to get live from day one — account configured, QR stand ready, and your team trained.
Accept payments directly on your website
Let your customers pay straight from their bank account — no card, no extra app, no hidden fees. Works on any website, any device, in minutes.
Customer clicks pay
They tap your payment button — no extra app, no card details to enter.
Bank authorisation
They authenticate with their own bank using the security they already trust.
Instant confirmation
Payment confirmed in seconds. Your dashboard updates immediately.
Funds in your account
Money lands directly in your bank — no intermediary holding your revenue.
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